About
The TKO Financial Wellness
Academy
Building Financially Confident, Resilient, and Retirement-Ready Communities
Money affects every aspect of our lives, from our well-being and relationships to our careers, retirement, and future opportunities. Yet many people still feel overwhelmed when it comes to managing their finances.
At TKO Financial Wellness Academy, we believe financial wellness should be practical, accessible, and empowering.
We are a digital financial education and workplace financial wellness platform dedicated to helping individuals and organisations build healthier relationships with money and make more confident financial decisions.
Through our courses, podcasts, newsletters, and educational resources, we help people:
Improve money management skills
Build financial resilience
Reduce financial stress
Understand investing and wealth creation
Prepare for retirement with confidence
Navigate employee benefits and financial planning decisions
We also partner with employers, retirement funds, and organisations to deliver workplace financial wellness programmes that support employee wellbeing, financial literacy, and long-term financial security.
Because financial wellness is about more than understanding money.
It’s about creating the confidence, stability, and freedom to make better decisions for your future.
Our mission is simple: to help individuals, employees, and communities gain clarity, build confidence, and achieve lasting financial well-being.
Meet the Course Facilitators
Tokiso TKay Nthebe is a financial wellness strategist, author, speaker, and Founder of TKO Financial Wellness & Advisory, a leading financial well-being platform helping individuals, employees, and organisations build financial confidence, resilience, and long-term financial security. With more than a decade of experience across the financial services and telecommunications sectors, TKay has built a reputation for making complex financial concepts practical, relatable, and actionable. His work sits at the intersection of financial planning, workplace well-being, retirement readiness, and behavioural finance, helping people make better financial decisions and create healthier relationships with money.
As an approved Financial Services Advisor (FSA) and member of the Financial Planning Institute of Southern Africa (FPI), TKay combines technical expertise with a deep understanding of the human side of money. His approach recognises that financial success is not simply about numbers, but about behaviours, habits, systems, and the confidence to make informed decisions. Through TKO Financial Wellness, he partners with organisations, retirement funds, and employee well-being programmes to deliver transformative financial wellness initiatives that improve financial literacy, strengthen resilience, and support workforce productivity.
TKay holds a Master of Commerce (MCom) in Financial Management from the University of Pretoria, a Postgraduate Diploma in Financial Planning Law, and a Financial Coaching certification from the University of the Free State. He is also a published researcher in the Journal of Economic and Financial Sciences, with research exploring the behavioural and socio-economic factors that influence retirement preparedness.
Beyond consulting and facilitation, TKay is the creator and host of the TKO Finance & Wellness Podcast, author of multiple personal finance books, and founder of the TKO Financial Wellness Academy, a digital learning platform dedicated to improving financial well-being across Africa.
His mission is simple:
To help people and organisations move from financial stress and uncertainty to financial confidence, resilience, and freedom.
Relebohile Sera-Nhlapo is the co-founder of selibeng.com, Lesotho’s go-to website for finding meaningful opportunities and is a firm believer in every young Mosotho having equal access to opportunities. She holds a Bachelor’s Degree in Accounting from the National University of Lesotho and a Postgraduate Diploma in Financial Planning from the University of Free State.
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